How Attitudes To Family, Marriage And Divorce Have Changed

Attitudes to family, marriage and divorce have changed over the last century. Here we look at how different aspects of family life are seen compared to the past.

Marriage

In the past people married at a much younger age on average than they do today. Marrying in your late teens or early twenties was the norm. Most people got married as this is what was expected of you, and people rarely considered not doing so.

Many fewer decide to marry these days. Many make the conscious decisions not to as they prefer to remain more independent. This can be the case for both genders. Some would argue that people wait to meet the right person now, whereas before they would marry the first person who came along.

Living Together while not Married

In the past it was not socially acceptable for unmarried couples to live together. It was seen as wrong and was therefore extremely rare. It is possible that this contributed to early marriage.

Unmarried couples living together has almost become the norm now. Many decide to see how they get along living together before they decide to marry. It is also common for couples to live together, and possibly have children, without ever getting married. They live the same way as a married couple without ever making it official.

Children

It used to be rare for people not to have children. Most people would conform to a very specific lifestyle, marrying young and having children soon after. Hardly anyone had children before marriage, and it was even rarer for people to do this by choice.

Nowadays it is not uncommon at all for people to have children without being married and this is not seen as a big issue by most. Sometimes parents live together as a family with their children without being married, while others are single parents. Not everyone decides to have children either. It is no longer seen as something you must do so it has become more of a choice.

The Role of Women

A hundred years ago, the role of women was very specific. They were expected to marry, have children, and not work. Their role was to look after the home and their children while men went out to work.

Womens role in family life, and life in general, now depends on the individual person and her circumstances. Many still crave the traditional lifestyle of marriage and children, but many make other choices. There are many more career women; some are working parents while others dont have children at all. The role of men is also less rigid, and it is much more common than it used to be for Mothers to go to work while Fathers stay at home.

Divorce

Divorce was once illegal so wasnt an option at all. Even once it did become legal it was rarely considered and was deemed a sin by many.

Now it is much more common for a variety of reasons. Attitudes have completely changed and divorce is seen as perfectly acceptable for those in an unhappy marriage and there is no longer the same stigma attached to it. Although some think of the increase in divorce as a negative, it could be argued that it is better than remaining unhappy. It is also practically easier with family law having changed to make it easier for those seeking a divorce.

Andrew Marshall (c)

Compare Family Income Benefit Insurance

This kind of cover is designed to give a monthly or yearly income to help if one or both wife and husband die and they require income to provide for dependents. Two things control the cost and these are chosen at the quotation stage and should be altered depending on your situation. The first is the term this is how long the policy will pay out for if you need to claim. A term of 15 years will give income for that length of time. However if you died at year 5 the family income benefit policy will only pay out for the next five years on a 10 year term. Cover at the best price at a time when you need it most
For eg you have a new born child. You could say that cover would be required for 20 years. You might set the term for the family income benefit policy for 18 years. You die 10 years in and the policy would only pay out for 8 years. However after the 8 year period the need for income ceases as the child is now able to earn income by themselves.
The other variable is the sum assured. Unlike a term insurance quote that pays out a fixed sum the sum assured will be set at the yearly income required. The family should already have or take out adequate insurance to pay off mortgages and loans therefore the income required can exclude these commitments. Family income benefit amount should be set to the amount the family will need with one partners income gone.
The best feature of family income benefit over term insurance is that amounts insured and income cannot alter. Unlike term insurance where a lump sum would be invested to provide income and therefore the income is variable and depends on performance of the investment. Another problem with using a lump sum to provide income is that in general people are scared by investing and many will waste the amount of the claim as the urge to use the sum assured and to buy cars or holidays can be to hard to stop.
In brief family income benefit can form a very important part of life insurance and protection planning. Used with level and decreasing life insurance policies to protect debts. It also other forms of illness and income protection covers. Your best advice and solution is to speak to a insurance adviser to help protect your family.

Choosing The Ultimate Fishing Boat For Your Family!

You and your family are heading out early in the morning for a day of fishing in your brand new fishing boat. You hit that highway that leads to the lake, excited voices echoing throughout your SUV. Your wife and kids are just as delighted with the new boat as you are and are discussing the whopper they hope to catch. You arrive at the lake, launch the runabout that contains the entire family’s fishing gear and in no time at all, you are skimming across the water, every family member safely encased in a lifejacket. You just know that this is going to be a great family outing and everyone loves the new fishing boat.

A fishing boat can be anything between a canoe where you dangle basic bait over the side in a river or stream to a powerful cabin cruiser or yacht. Basically, all you need to get out onto the water is a vessel that is seaworthy. There are a large variety of fishing boats available on today’s market. You can buy them at boat shows, fishing shows or dealerships. Let’s look at some different types of fishing boats.

Freshwater Fishing Boats
If you enjoy fishing in freshwater rivers, lakes and streams, leave the big, powerful boats for someone else. Choose a fiberglass or aluminum boat that is lightweight and easy to transport. A bowrider, runabout, walleye boat or a boat with a small or dual console will meet all of your freshwater fishing needs. These boats are perfect for family outings.

Bass Boats
Bass boats ride low in the water and are usually very colorful and extremely fast. They can be aluminum or fiberglass and most often they are equipped with platforms in both the bow and stern for easy casting. If you’ve always dreamed of owning the perfect bass boat, be sure to buy one that has a trolling motor mounted on the bow. These boats are mainly used for sport fishing and tournament fishing.

Offshore Saltwater Boats
If you enjoy heading out on the open sea for a day of saltwater fishing that includes huge fish and heavy tackle, you will need a heavy boat that is dependable and can be relied on in all situations and weather. Anything less than a cuddy cabin or center console that’s equipped with either twin or single outboard motors will not fit the bill. The high end of an offshore saltwater boat is a bluewater or convertible that comes complete with luxury quarters and elaborate salons. These boats should be equipped with inboard diesel engines that have maximum power.

Inshore Saltwater Boats
If you’re planning to fish for tarpin, bonefish, trout and snook or redfish on tropical flats, a light boat will take you a long way. This type of boat should always be less than a 25-footer and powered by a single outboard motor. The best type of vessel for inshore saltwater fishing is a basic bay boat or flat boat. Both types of boats offer a spacious deck for casting and float well in shallow water.

Float Tubes
Float tubes are devices that allow fly anglers who don’t own a boat easy access to get out onto the water. They are excellent for fishing ponds, lakes and mountain streams. Essentially a float tube is a floatation device that is equipped with a seat. The angler sits in the seat while wearing fins and kicks his way around while partially submerged. Fly fishing from float tubes can be difficult, especially for those who are using them for the first time. It definitely takes time to hone your fly casting skills from a float tube.

There are two basic types of float tubes – traditional and pontoon. Traditional float tubes are usually round and have an opening in the front or middle. Basically, these are an inner tube with built-in features for fly fishing. These float tubes can take a lot of time to maneuver because they are round in shape and cause a lot of water resistance.

The newer pontoon float tubes are much easier to use. These are equipped with two pontoons, or air chambers, one on each side of the fisherman. Pontoon float tubes have less water resistance and offer far less drag than traditional ones because the pontoons are V-shaped and move through the water almost effortlessly.

If you are thinking of purchasing a fishing boat, shop around, talk to anglers who own their own boats and do your research to help you decide which type of boat you’d like to have. If you still can’t make a choice, talk to a boat fishing guide or the owner of a fishing charter service. They will be glad to give you tips on how to choose the perfect boat for you.

Build Your Family A Real Castle To Live In

Castles have always been historically attributed to the monarchy that ruled a specific area. They were from their inception an expression of wealth and power. In modern times they are not instantly associated with monarchs but still do hold a similar type of admiration. In fact, people the world over still glorify the beauty and stateliness that may be found with a well built castle. If you would like to create your own castle there are a few things you will need to do to make this dream a reality.

Required Tools and Materials

Cranes

Heavy machinery

Bricks

Stone cutters

Stones

Metal

Cement

Sand

Instructions

1)Before you can proceed you will need to obtain the required paper work. To do this you will need to contact your local government or state building agency to find out what the exact requirements are. These will normally vary by state. In general you will be expected to meet safety standards, get environmental clearances and so forth. Do not start to construct your castle until you have acquired the essential documentation and permits. Continuing without proper clearance may lead to fines and certain penalties, which could include the destruction of the newly erected structure.

2)You will need to figure out how much you will be spending on the castle. This amount will best be calculated by the professionals including the engineer and contractors. Essentially you will receive a breakdown of the amount of material you will need to finish the structure. You should always make allowances for additional material. It is not abnormal for the pre-determined amount to surpass expectation.

3)You should choose a site that has a large acreage of land and good vegetation. The most ideal place for a castle is consequently the countryside. The more attractive the area the more gorgeous the castle. This basically means the castle will appear even more inviting and prominent amidst lush fields and meadows. However, you should still choose a location that is close enough to present day conveniences.

4)You will need to make a moat. No castle could be complete without this notable feature. Once you have dug the moat combine the cement, gravel and sand to form concrete and place around the edges to hold its completed structure in place. You can add fish and stones to your moat to make it more visually interesting.

5)You can start to construct your castle by making a solid foundation. A large cement mixer can be employed to lay down the concrete at the base of the structure. If you would like a courtyard place a bit of dirt in an appropriate area, preferably in the middle of the foundation.

6)Following the blueprints, the stones can be arranged using mortar or cement to secure them. The stones you opt to use should be very large and uneven. Once the stone walls are done you can install the doors, guard towers, windows and so on. Your castle is now ready for use.

Tips and Warnings

1)Look at castle designs from many different locations. You can adopt specific features and create a look that encompasses many stylistic aspects. There are older modeled castles that used only holes for doors and windows, however if you would like the additional privacy that windows will provide then indicate this in your plan.

2)You should determine where you will install the water and electrical conveniences before proceeding. When the castle is completed the wiring can be installed. Be sure to check that the wiring is working properly before you start using the electricity in the castle. It is best that you employ a professional to perform the installation of all electrical wires.

3)Get the best materials available to increase the longevity of your castle. Employ the best people to help you build your dream home as this will save you money in the long term.

Piper Dakota A Great Addition To The Piper Aircraft Family

The Piper Aircraft family is one that is known for several good reasons and the top being one to manufacture just about an airplane for everyone. With a company of quite a long history before it finally got to become known as Piper Aircraft as its manufacturer, Piper is glad to introduce its many produce all of them not only built with great features but also built to have an edge over other aircrafts under their same class.

Piper Dakota is one great addition to the Piper Aircraft family for several reasons topped by the fact that this is one aircraft that can go really fast. The Dakota could cruise at about 143 knots giving it a slight difference over its competitors in its class. Although it appears that slight difference may not make a difference at all, you are wrong to think this. This slight difference becomes really big considering that Dakota only has five more horsepower as compared to say, a Cessna 182.

Another reason that makes it a great addition to the Piper Aircraft family which the Dakota takes pride in is that it has a great range. While some of its competitors like the 182 has a range of about 445 nautical miles, this Piper can actually go about 650 nautical miles. Now this is truly important for aviators who fly long distances. The great range can be a potential time-saver as well as money-saver. This is because you need not descend, fill up, take off again and climb back to altitude during your long distance flights.

The Piper Aircraft family welcomes this wonderful addition into its collection of competitively-priced aircrafts. And to think that its many significant features could say no less than its advantage over others for the buying populace. The Piper Dakota is one that any aviator would love to have and own for possibly the rest of his life. For the performance that this aircraft is able to deliver for its owner, the price that it gets sold for is no doubt cheap to shell out. And for this, the moment you get your hands on a Dakota, you are sure to never want it gone.

Amongst the great members of the Piper Aircraft family are Piper J-3 Cub, Piper Super Cub, Piper Tri-pacer, Piper Cherokee (along with its variations, Piper Cherokee 140, 160 and 180), Piper Archer, Piper Warrior, Piper Saratoga, Piper Arrow, Piper Comanche, and Piper Malibu. All these aircrafts are guaranteed to excel when put alongside its competition in its class and so like the Dakota, other members in the Piper Aircraft family are no less than really valuable finds. The Dakota as an addition to the Piper Aircraft family reinforces the peoples view of the Piper Aircraft as one of the leading aircraft producers.